T+1 is a deadline. T+0 is the strategy.
Europe's settlement cycle is scheduled to compress. The firms that thrive will already see, predict, and resolve exceptions on trade date, before the shorter window closes.
The fails are already measured
of settlement fails trace to inventory, roughly measured across European markets.
ERCC via Swifttrace to instruction and matching issues that are visible on trade date.
ERCC via Swiftbasis point per day in CSDR penalties while a fail stays open, already running today.
CSDR penalty regimeWork the exception while there is still time
Every capability below is live in the platform today.
Place of settlement and place of safekeeping mismatches are the quiet driver of European fails. SmartSettle AI catches them upstream, before matching noise becomes settlement cost.
Exceptions appear on trade date with an SSAI root cause, not after the fail posts.
At-risk trades are surfaced while the operating day is still open.
Exposure is computed per fail, so the cost of waiting is explicit.
Visibility that matters more as the window shrinks.
Map the gap, then close it
Each gap below maps to a capability that closes it. No form to fill in.
Exceptions surface after settlement date, not on trade date.
Real-time exception monitoring from T+0.
Root causes live in emails and spreadsheets, one analyst at a time.
45+ SSAI root causes, AI coded on every exception.
Inventory checks happen once a day, after the damage is done.
Inventory visibility as often as every 15 minutes.
Counterparty outreach is manual, so it happens too late.
Automated same-day outreach, live today.
CSDR penalties are reconciled after the fact, not managed.
Automatic penalty and buy-in computation per exception.
Would you like to predict fails on T+0?
See how SmartSettle AI prepares teams for Europe's scheduled T+1 move.